Confirm the property identity
Match the project, tower or phase, unit code, unit type, floor, stated area and parking. Similar unit names can refer to materially different plans or price points.
Check the source date
Prices, promotions and availability can change. A computation without a clear date should not be presented as current.
Reconcile the payment schedule
Add the reservation, down payment installments, lump sums and final balance. Confirm how discounts are applied and whether the numbers reconcile to the stated total contract price.
Identify the large future obligations
Focus on balloon payments and the balance due at turnover. Determine whether that balance assumes cash, bank financing or developer financing and whether the buyer is realistically prepared for it.
List excluded costs separately
Record parking, taxes and fees, financing charges, insurance, move-in costs, association dues, utilities and furnishing when they are not included.
Compare like with like
When comparing projects, use total price, price context, usable area, payment timing, completion stage and ownership costs—not the lowest monthly payment alone.
Frequently asked questions
Why can two computations for the same project differ?
They may cover different towers, floors, unit areas, parking, promotions, payment terms or source dates.
What is the most important number in a computation?
Start with the total contract price, then check the payment timing and excluded costs to understand the complete obligation.