:root{
  --teal:#00337a;--abyss:#002250;--brass:#f5a623;--coral:#f06b3a;--sand:#f2f6fb;
  --white:#fff;--ink:#10243a;--ink-soft:#51647c;--border:#d6e1ee;--shadow:0 18px 42px rgba(0,34,80,.12)
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font-family:'Work Sans',Arial,sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}h1,h2,h3,h4{font-family:'Fraunces',Georgia,serif;line-height:1.12;margin:0;color:var(--teal)}a{color:inherit}img{max-width:100%;display:block}.eyebrow{font-family:'Space Mono',monospace;font-size:.72rem;letter-spacing:.13em;text-transform:uppercase;font-weight:700;color:var(--coral)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:13px 23px;border-radius:4px;text-decoration:none;font-weight:700;border:1px solid transparent;transition:.2s ease}.btn-primary{background:var(--coral);color:#fff}.btn-primary:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(240,107,58,.25)}.btn-outline{border-color:var(--teal);color:var(--teal);background:#fff}.btn-outline:hover{background:var(--teal);color:#fff}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}.logo-img{height:62px;width:auto;object-fit:contain}.brand-text{display:flex;flex-direction:column}.brand-name{font-family:'Fraunces',serif;font-size:1.05rem;font-weight:700;color:#fff}.nav-links a.is-current{color:var(--brass)!important;background:rgba(255,255,255,.06)}
.insights-hero{position:relative;min-height:500px;display:flex;align-items:flex-end;overflow:hidden;background:var(--abyss)}.insights-hero img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.45}.insights-hero:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,34,80,.18),rgba(0,34,80,.88))}.insights-hero-inner{position:relative;z-index:1;max-width:1180px;width:100%;margin:0 auto;padding:110px 24px 70px;color:#fff}.insights-hero .eyebrow{color:#ffd08a}.insights-hero h1{color:#fff;font-size:clamp(2.6rem,6vw,5.2rem);max-width:850px;margin:14px 0 18px}.insights-hero p{font-size:clamp(1rem,2vw,1.22rem);max-width:760px;color:#e4edf8;margin:0}
.intro{max-width:1180px;margin:0 auto;padding:72px 24px 28px}.intro-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:start}.intro h2{font-size:clamp(1.8rem,3.6vw,2.8rem);margin:10px 0 16px}.intro p{color:var(--ink-soft);font-size:1.02rem}.principle{background:var(--sand);border-left:4px solid var(--brass);padding:24px 26px;border-radius:0 6px 6px 0}.principle strong{display:block;color:var(--teal);font-family:'Fraunces',serif;font-size:1.2rem;margin-bottom:8px}
.pillars{max-width:1180px;margin:0 auto;padding:34px 24px 70px}.section-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin-bottom:28px}.section-head h2{font-size:clamp(1.7rem,3vw,2.35rem);margin-top:8px}.pillar-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.pillar{border:1px solid var(--border);border-radius:8px;padding:28px;background:#fff;box-shadow:0 10px 28px rgba(0,34,80,.05)}.pillar i{color:var(--coral);font-size:1.35rem;margin-bottom:18px}.pillar h3{font-size:1.35rem;margin-bottom:10px}.pillar p{color:var(--ink-soft);margin:0}.featured{background:var(--sand);padding:76px 24px}.featured-inner{max-width:1180px;margin:0 auto}.featured-card{display:grid;grid-template-columns:1.05fr .95fr;background:#fff;border:1px solid var(--border);border-radius:10px;overflow:hidden;box-shadow:var(--shadow);text-decoration:none}.featured-media{min-height:360px;overflow:hidden}.featured-media img{width:100%;height:100%;object-fit:cover;transition:transform .35s ease}.featured-card:hover .featured-media img{transform:scale(1.035)}.featured-copy{padding:42px;display:flex;flex-direction:column;justify-content:center}.featured-copy .date{font-family:'Space Mono',monospace;text-transform:uppercase;letter-spacing:.08em;font-size:.7rem;color:var(--coral);font-weight:700}.featured-copy h2{font-size:clamp(1.7rem,3.3vw,2.55rem);margin:12px 0 16px}.featured-copy p{color:var(--ink-soft);margin:0 0 20px}.read-more{font-weight:700;color:var(--coral)}.cta-band{background:var(--teal);color:#fff;padding:68px 24px}.cta-band-inner{max-width:980px;margin:0 auto;text-align:center}.cta-band .eyebrow{color:#ffd08a}.cta-band h2{color:#fff;font-size:clamp(1.8rem,4vw,2.8rem);margin:10px 0 14px}.cta-band p{color:#dbe8f7;max-width:760px;margin:0 auto 25px}.cta-actions{display:flex;justify-content:center;gap:12px;flex-wrap:wrap}.cta-band .btn-outline{border-color:#fff;background:transparent;color:#fff}.cta-band .btn-outline:hover{background:#fff;color:var(--teal)}
@media(max-width:900px){.intro-grid,.featured-card{grid-template-columns:1fr}.pillar-grid{grid-template-columns:1fr}.featured-media{min-height:280px}.insights-hero{min-height:430px}}@media(max-width:600px){.insights-hero-inner{padding:90px 20px 50px}.intro,.pillars,.featured{padding-left:20px;padding-right:20px}.featured-copy{padding:28px 24px}.section-head{align-items:start;flex-direction:column}.brand-name{font-size:.92rem}}

/* v3.8.3 supplied Cebu visual system */
.principle{padding:0;overflow:hidden;border-left:0;border-top:4px solid var(--brass)}
.principle img{width:100%;height:190px;object-fit:cover}
.principle-copy{padding:22px 24px 25px}
.pillar{padding:0;overflow:hidden;transition:transform .2s ease,box-shadow .2s ease}
.pillar:hover{transform:translateY(-3px);box-shadow:0 16px 34px rgba(0,34,80,.1)}
.pillar-media{aspect-ratio:16/10;overflow:hidden;background:var(--sand)}
.pillar-media img{width:100%;height:100%;object-fit:cover;transition:transform .35s ease}
.pillar:hover .pillar-media img{transform:scale(1.025)}
.pillar-copy{padding:24px 26px 27px}
.pillar-copy i{display:block}
@media(max-width:900px){.pillar-media{aspect-ratio:16/8.8}.principle img{height:auto;aspect-ratio:16/8.5}}