:root {
  --ceboom-teal:#0a2e1f;
  --ceboom-abyss:#051a11;
  --ceboom-brass:#b39b7d;
  --ceboom-coral:#d97757;
  --ceboom-sand:#f3ede1;
  --ceboom-white:#ffffff;
  --ceboom-ink:#16241d;
  --ceboom-soft:#5c6b62;
  --ceboom-border:#e1d6c2;
  --ceboom-shadow:0 18px 48px rgba(5,26,17,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body.ceboom-insight-page{margin:0;background:var(--ceboom-sand);color:var(--ceboom-ink);font-family:"Work Sans",Arial,sans-serif;line-height:1.72;-webkit-font-smoothing:antialiased}
body.ceboom-insight-page a{color:inherit}
body.ceboom-insight-page img{max-width:100%;display:block}
body.ceboom-insight-page :focus-visible{outline:3px solid var(--ceboom-coral);outline-offset:3px}
.insight-topbar{background:var(--ceboom-abyss);color:#e9e2d4;padding:8px 22px;text-align:center;font-size:.78rem}
.insight-topbar a{color:#fff;text-decoration:none;font-weight:700}
.insight-header{background:var(--ceboom-teal);color:#fff;border-bottom:3px solid var(--ceboom-brass)}
.insight-nav{max-width:1180px;margin:0 auto;padding:10px 24px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.insight-brand{display:flex;align-items:center;gap:12px;text-decoration:none;min-width:0}
.insight-brand img{width:58px;height:62px;object-fit:contain}
.insight-brand-copy{display:flex;flex-direction:column;line-height:1.1}
.insight-brand-name{font-family:"Fraunces",Georgia,serif;font-size:1.05rem;font-weight:700}
.insight-brand-sub{color:var(--ceboom-brass);font-size:.7rem;margin-top:5px;letter-spacing:.05em;text-transform:uppercase}
.insight-links{display:flex;align-items:center;gap:4px;flex-wrap:wrap;justify-content:flex-end}
.insight-links a{text-decoration:none;color:#fff;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.03em;padding:9px 11px;border-radius:3px}
.insight-links a:hover{background:rgba(255,255,255,.07);color:var(--ceboom-brass)}
.insight-links .cta{background:var(--ceboom-brass);color:var(--ceboom-teal);margin-left:4px}
.insight-links .cta:hover{background:#cab18f;color:var(--ceboom-teal)}
.breadcrumb{max-width:1180px;margin:0 auto;padding:14px 24px;font-size:.78rem;color:var(--ceboom-soft)}
.breadcrumb a{text-decoration:none;color:var(--ceboom-teal);font-weight:700}
.breadcrumb span{margin:0 7px;color:#9a8f7b}
.insight-hero{position:relative;min-height:520px;display:grid;align-items:end;overflow:hidden;background:var(--ceboom-abyss)}
.insight-hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.insight-hero::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(5,26,17,.24) 0%,rgba(5,26,17,.72) 62%,rgba(5,26,17,.94) 100%)}
.insight-hero-inner{position:relative;z-index:1;width:min(1080px,calc(100% - 48px));margin:0 auto;padding:74px 0 58px;color:#fff}
.eyebrow{display:inline-block;font-family:"Space Mono",monospace;font-size:.7rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#e5c39b;margin-bottom:14px}
.insight-hero h1{margin:0;max-width:900px;font-family:"Fraunces",Georgia,serif;font-size:clamp(2.2rem,5vw,4.35rem);line-height:1.02;color:#fff;font-weight:650;letter-spacing:-.02em}
.hero-deck{max-width:790px;font-size:clamp(1rem,2vw,1.22rem);color:#edf2ef;margin:22px 0 0}
.hero-meta{display:flex;gap:14px 24px;flex-wrap:wrap;margin-top:24px;font-size:.78rem;color:#d7e0db}
.hero-meta strong{color:#fff}
.insight-shell{max-width:1120px;margin:0 auto;padding:62px 24px 100px;display:grid;grid-template-columns:minmax(0,760px) 280px;gap:54px;align-items:start}
.insight-main{min-width:0}
.direct-answer{background:#fff;border-left:5px solid var(--ceboom-coral);padding:26px 28px;border-radius:7px;box-shadow:var(--ceboom-shadow);margin-bottom:30px}
.direct-answer .label,.key-takeaways .label,.market-note .label{font-family:"Space Mono",monospace;font-size:.68rem;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--ceboom-coral);display:block;margin-bottom:8px}
.direct-answer p{font-size:1.08rem;margin:0;color:#26352d}
.direct-answer strong{color:var(--ceboom-teal)}
.key-takeaways{background:#f9f5ec;border:1px solid var(--ceboom-border);border-radius:7px;padding:24px 28px;margin:0 0 38px}
.key-takeaways ul{margin:10px 0 0;padding-left:22px}
.key-takeaways li{margin:8px 0}
.article-copy h2{font-family:"Fraunces",Georgia,serif;color:var(--ceboom-teal);font-size:clamp(1.55rem,3vw,2.15rem);line-height:1.16;margin:48px 0 15px}
.article-copy h3{font-family:"Fraunces",Georgia,serif;color:var(--ceboom-teal);font-size:1.28rem;line-height:1.25;margin:32px 0 10px}
.article-copy p{margin:0 0 21px;font-size:1.02rem}
.article-copy strong{color:var(--ceboom-teal)}
.article-copy a{color:#9f4d35;font-weight:700;text-decoration-thickness:1px;text-underline-offset:3px}
.data-card{background:var(--ceboom-teal);color:#fff;border-radius:8px;padding:26px 28px;margin:28px 0 36px}
.data-card h2{color:#fff;margin:0 0 10px;font-size:1.55rem}
.data-card p{color:#e5ece8;margin-bottom:15px}
.table-wrap{overflow-x:auto;margin:20px 0 34px;border:1px solid var(--ceboom-border);border-radius:8px;background:#fff;box-shadow:0 8px 24px rgba(5,26,17,.05)}
.insight-table{width:100%;border-collapse:collapse;min-width:620px;font-size:.92rem}
.insight-table th{background:#f5efe4;color:var(--ceboom-teal);text-align:left;padding:14px 16px;font-family:"Space Mono",monospace;font-size:.68rem;text-transform:uppercase;letter-spacing:.07em}
.insight-table td{padding:14px 16px;border-top:1px solid #eee5d7;vertical-align:top}
.insight-table tr:nth-child(even) td{background:#fffdf9}
.market-note{border:1px solid rgba(179,155,125,.55);background:#fff;padding:25px 28px;border-radius:7px;margin:40px 0}
.market-note p{margin:0;font-family:"Fraunces",Georgia,serif;font-size:1.13rem;line-height:1.55;color:var(--ceboom-teal)}
.scenario-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:22px 0 34px}
.scenario{background:#fff;border:1px solid var(--ceboom-border);border-radius:7px;padding:19px}
.scenario .n{font-family:"Space Mono",monospace;font-size:.68rem;color:var(--ceboom-coral);font-weight:700;letter-spacing:.1em;text-transform:uppercase}
.scenario h3{font-size:1.08rem;margin:7px 0 8px}
.scenario p{font-size:.9rem;margin:0;color:var(--ceboom-soft)}
.faq details{background:#fff;border:1px solid var(--ceboom-border);border-radius:6px;margin:10px 0;padding:0 18px}
.faq summary{cursor:pointer;font-weight:750;color:var(--ceboom-teal);padding:16px 0}
.faq details p{padding:0 0 16px;margin:0;color:#405047}
.source-list{padding-left:20px}
.source-list li{margin:9px 0}
.article-cta{background:linear-gradient(145deg,var(--ceboom-teal),var(--ceboom-abyss));color:#fff;border-radius:10px;padding:34px 32px;margin:48px 0 0}
.article-cta h2{color:#fff;margin:0 0 12px}
.article-cta p{color:#e6ece8;max-width:650px}
.cta-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;padding:13px 19px;border-radius:4px;font-weight:800;font-size:.9rem}
.btn-primary{background:var(--ceboom-brass);color:var(--ceboom-abyss)}
.btn-secondary{border:1px solid rgba(255,255,255,.5);color:#fff}
.insight-aside{position:sticky;top:24px}
.aside-card{background:#fff;border:1px solid var(--ceboom-border);border-radius:8px;padding:22px;box-shadow:0 10px 28px rgba(5,26,17,.07);margin-bottom:16px}
.aside-card h2{font-family:"Fraunces",Georgia,serif;font-size:1.2rem;color:var(--ceboom-teal);margin:0 0 12px}
.aside-card p,.aside-card li{font-size:.84rem;color:var(--ceboom-soft)}
.aside-card ul{margin:0;padding-left:18px}
.aside-card .rate{font-family:"Fraunces",Georgia,serif;font-size:2.35rem;line-height:1;color:var(--ceboom-teal);font-weight:700;margin:4px 0 10px}
.aside-card .stamp{font-family:"Space Mono",monospace;font-size:.62rem;text-transform:uppercase;letter-spacing:.08em;color:#887a65}
.aside-card a{color:#9f4d35;font-weight:700}
.insight-footer{background:var(--ceboom-abyss);color:#ccd6d0;padding:44px 24px}
.insight-footer-inner{max-width:1120px;margin:0 auto;display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap;align-items:center}
.insight-footer a{color:#fff;text-decoration:none;font-weight:700}
.insight-footer small{color:#95a39b}
@media(max-width:900px){.insight-shell{grid-template-columns:1fr}.insight-aside{position:static;display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.scenario-grid{grid-template-columns:1fr}.insight-links a:not(.cta){display:none}}
@media(max-width:640px){.insight-nav{padding:8px 16px}.insight-brand-sub{display:none}.insight-brand img{width:48px;height:52px}.breadcrumb{padding:12px 18px}.insight-hero{min-height:470px}.insight-hero-inner{width:calc(100% - 36px);padding:62px 0 40px}.insight-shell{padding:40px 18px 72px;gap:36px}.direct-answer,.key-takeaways,.data-card,.market-note,.article-cta{padding:22px 20px}.insight-aside{grid-template-columns:1fr}.hero-meta{font-size:.72rem}.article-copy p{font-size:1rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* v3.8.3 supplied Cebu editorial context visual */
.article-context-visual{margin:30px 0 38px;background:#fff;border:1px solid var(--ceboom-border);border-radius:8px;overflow:hidden;box-shadow:0 10px 28px rgba(5,26,17,.06)}
.article-context-visual img{width:100%;height:auto;max-height:430px;object-fit:cover}
.article-context-visual figcaption{padding:14px 18px 16px;color:var(--ceboom-soft);font-size:.82rem;line-height:1.55}